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Take a Look at These Custom Gift Ideas

You Need These Custom Coasters!

Customization is all the rage.  It has been for the past few years and still is.  People young and old love te ability to customize or personalize something and make uniquely theirs.  However, you can only customize a cutting board or wine glass so many times before it gets old.  Given that there’s still a demand to have customized and personalized gifts, I’ve decided to switch it up a bit and show you the coolest customizable gifts and items available.


Swiss Army Knife

The Swiss Army Knife is no stranger to the personalization craze.  However, it’s still somewhat of an underdog.  Swiss Army knives are extremely handy to have even if you just use them as bottle openers. True Swiss Army knives are also super-high quality.  Right now, Pottery Barn (one of the top-dogs in personalized gifts) is offering a real Swiss Army knife for under $35.  For less than $10, you can get it monogrammed.  This personalized gift is great for a tool box, tackle box, camping trips, and everyday use.

Get a customized Swiss Army Knife

Get a customized Swiss Army Knife for $35

Newlywed Intersection Art

Another personalized gift that isn’t a stranger to the trend, wall art is often overdone.  However, this wall art is one of the cooler personalized gifts I’ve seen.  An amazing gift for newlyweds or maybe a couple just celebrating their anniversary, this artwork features a street sign with two streets.  Each street is customizable to feature each spouse’s last name.  It really is a truly unique tribute to marriage and relationships.  The price is a little steep ranging from $75 to $175.

Get a custom made Street Sign to celebrate marriage

Get a custom made Street Sign to celebrate marriage

Customized LP Vinyl Records

A somewhat new entry into the scene, you can’t go wrong with this custom vinyl record.  Vinyl is all the rage right now with record stores seeing more customers than ever before in recent years and most indie and some pop bands releasing their new albums on vinyl.  This custom vinyl record is a great gift for the music lover.  It even features actual tracks that you can customize.  It goes for $150.

Get your own record with out a signing with a label with this custom LP

Get your own record without a signing with a label with this custom LP

Personalized Coasters

These personalized coasters printed up with eco-friendly ink by Coast-A-Message are the cheapest you’ll find.  They’re disposable so they aren’t the most durable coasters, however, given how cheap it is to print them, you can have a variety of designs made per order.  Some ideas for designs include the wi-fi password or your favorite quote.  The possibilities are endless/

Create your own custom printed coasters with Coast-A-Message

Create your own custom printed coasters with Coast-A-Message

Customized Coffee Sleeves

Another fantastic custom design option is custom coffee sleeves.  Printed with water-based ink on recycled materials, Sleeve-A-Messages coffee sleeves go great with a nice custom coaster.  The design possibilities are endless.  Sleeve-A-Message also plants a tree per 7,000 sleeves printed so it’s a win-win!

Make your own custom coffee sleeves

Make your own custom coffee sleeves

Now Is the Best Time to Buy Cold Weather Apparel

Take Advantage of Supply and Demand, Score Great Deals on Cold Weather Apparel

The United States is undergoing a major change at the moment. It’s a turbulent change that has many up in arms. I’m talking about the summer heat of course! It’s that time of the year again and throughout North America, the summer heat is gradually working its way into our lives. Where it might have been 70-degrees just a week ago, it’s up near 80 every day now. It’s not early spring anymore whether you like it or not.

Of course with the changing seasons comes a changing wardrobe. While Forever 21 sells out of sundresses and J-Crew sells out of shorts, you shell out hundreds of dollars. This isn’t the way to do it. I’m not suggesting you wear long pants and a Gortex coat all summer long. No, I’m simply letting you in on a little secret that boils down to common sense. Now’s the time to buy your winter wardrobe at a remarkably low price.

Buy Cold Weather Apparel

Buy Cold Weather Apparel Now

If you think about it, buying cold weather apparel now makes a lot of sense. Retailers still have some cold weather apparel in stock. Even though retailers can’t mark down last season’s apparel fast enough, it just won’t sell. That’s because consumers don’t do a great job planning ahead. You don’t have to be one of those shoppers spending $500 for a coat. Here are some tips and tricks to find the best online deals on cold weather apparel.

Don’t Look In Store

It might not always seem like it but retailers have very limited space. If you wanted to buy cold weather apparel in-store, you missed your opportunity a long time ago. Early spring is the best time to look in store for last season’s apparel. Even then, the discounts were dismal. In-store discounts, especially seasonal, are little to get excited about. Anyway, limited floor space means cold weather apparel is quickly shipped back to distribution centers, warehouses, or other stores where cold weather apparel can still be sold.

Don’t Buy from Big Retailers

Big box retailers rarely mark down seasonal gear. That’s because they sell their cold weather gear in limited quantities knowing that they can get more money from the people that really need the apparel, Additionally, super big chains and large online marketplaces are able to sell their apparel throughout the globe. Very little Americans know this but it’s actually about to be winter in South America and other places south of the equator. In some regions, it’s about to get chilly. Retailers that operate on a large scale will still get sales from customers in the southern hemisphere. That’s why Amazon and Wal-Mart will only briefly offer discounts on cold weather apparel to American customers.

Buy From Exclusively Cold Weather Apparel Retailers

Take advantage of the situation. Retailers that sell exclusively cold weather apparel are often the most vulnerable to seasonal changes. Of course, the big name retailers are able to shift merchandise around, smaller local brands and distributors are not. They have no other option but to discount gear, especially gear that cannot be sold next season, at very low prices.

There you go. You’re on your way to scoring the best deals on cold weather apparel and gear. It’s as simple as understanding supply and demand. Very little demand and a surplus in supply mean you get a low price.

What’s The Best Loan Software

Searching for the right Loan Software

Many lenders only begin looking for new loan origination software when they begin to have problems with their current LOS. Lenders have either spent so much time waiting on updates, creating workarounds for non-customizable issues, or their loan origination system no longer functions for their business model.

There are ways to avoid these software issues, if you get the right system in the first place, there should be no problems down the road. Therefore, when searching for either your first loan origination solution or completely new loan origination software, you should never forgo the research process.

It’s important in this new age of technology to do as much research as you can—maximizing results while trying to minimize time spent.

When you’re looking at new loan origination solutions for your businesses, make sure you keep these questions in mind so you get the right system in place from the start.

 

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Best Loan Origination Software

Does the system allow for a good partnership?

This should never be forfeited for a cheaper price or flashy system. A long-term partnership where a team knows and understands your business strengths and weaknesses helps whoever you choose to ensure clients get the attention they desire and the support they need.

Does it deliver speed to market?

Speed to market is an important element because getting your business back on track quickly is essential.

Is it a secure system?

It is extremely detrimental to business if a customer’s data is compromised. Not only is there sensitive and private information out there causing damage to the customer, but your company looks ill-equipped to deal with the realities of modern cyber security. Many loan origination software providers will use things like highly redundant data centers when dealing with clients.

PCI compliance is also important. PCI compliance is 12 requirements businesses must meet to ensure the security of customer and client data. They are in place to protect stored data and minimize vulnerabilities when it comes to unauthorized data access.

Does the system adapt to your company?

Nearly every lender varies in how they run their business. Choose a LOS that allows for basic needs and adds the right amount of customization to ensure clients have a perfect solution specific to their business. Choose a platform can grow with your business. Does it offer easily adaptable new features? Can their systems keep up with the growth of your lending demand?

What sort of technical and customer service options are available with the software?

Thankfully, many companies are starting to see the customer demand for outstanding customer service. Many software companies assign a designated Project Manager who will learn about the customer’s lending process and assist them with their ongoing needs. Make sure you know if you’ll have dedicated service or if you’ll be stuck waiting for a random call center representative who doesn’t know your business.